Call reports 2015
MAYVILLE SAVINGS BANK — 2015
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,721,000 | 55,297,000 | 54,503,000 | 54,179,000 |
| Total loans | 44,089,000 | 44,411,000 | 44,999,000 | 44,725,000 |
| Allowance for loan losses | 170,000 | 150,000 | 185,000 | 186,000 |
| Securities available for sale | 0 | 0 | 4,181,000 | 4,159,000 |
| Securities held to maturity | 6,417,000 | 6,190,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,154,000 | 49,115,000 | 48,499,000 | 48,175,000 |
| Interest-bearing deposits | 44,704,000 | 45,014,000 | 44,646,000 | 44,460,000 |
| Noninterest-bearing deposits | 3,450,000 | 4,101,000 | 3,853,000 | 3,715,000 |
| Equity capital | 5,683,000 | 5,779,000 | 5,861,000 | 5,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,131,000 | 1,699,000 | 2,265,000 |
| Interest expense | 79,000 | 159,000 | 238,000 | 318,000 |
| Net interest income | 488,000 | 972,000 | 1,461,000 | 1,947,000 |
| Noninterest income | -106,000 | -60,000 | -43,000 | -15,000 |
| Noninterest expense | 402,000 | 754,000 | 1,178,000 | 1,586,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -50,000 | 98,000 | 158,000 | 234,000 |
| Income tax | -25,000 | 27,000 | 7,000 | 34,000 |
| Net income | -25,000 | 71,000 | 151,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,683,000 | 5,779,000 | 5,859,000 | 5,908,000 |
| Total capital | 5,853,000 | 5,929,000 | 6,044,000 | 6,094,000 |
| Risk-weighted assets | 33,268,000 | 33,679,000 | 34,137,000 | 33,124,000 |