Call reports 2014
MAYVILLE SAVINGS BANK — 2014
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,081,000 | 57,337,000 | 56,082,000 | 55,802,000 |
| Total loans | 44,795,000 | 44,890,000 | 44,155,000 | 44,614,000 |
| Allowance for loan losses | 140,000 | 153,000 | 175,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,496,000 | 6,549,000 | 6,691,000 | 6,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,950,000 | 49,834,000 | 49,529,000 | 47,729,000 |
| Interest-bearing deposits | 46,658,000 | 46,447,000 | 46,185,000 | 44,543,000 |
| Noninterest-bearing deposits | 3,292,000 | 3,387,000 | 3,344,000 | 3,186,000 |
| Equity capital | 5,491,000 | 5,568,000 | 5,634,000 | 5,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,136,000 | 1,715,000 | 2,282,000 |
| Interest expense | 98,000 | 187,000 | 272,000 | 353,000 |
| Net interest income | 470,000 | 949,000 | 1,443,000 | 1,929,000 |
| Noninterest income | 35,000 | 63,000 | 95,000 | 129,000 |
| Noninterest expense | 380,000 | 756,000 | 1,177,000 | 1,570,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 110,000 | 226,000 | 316,000 | 428,000 |
| Income tax | 37,000 | 76,000 | 100,000 | 138,000 |
| Net income | 73,000 | 150,000 | 216,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,491,000 | 5,568,000 | 5,634,000 | 5,708,000 |
| Total capital | 5,631,000 | 5,721,000 | 5,809,000 | 5,898,000 |
| Risk-weighted assets | 33,548,000 | 33,876,000 | 33,519,000 | 33,325,000 |