Call reports 2013
MAYVILLE SAVINGS BANK — 2013
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,996,000 | 57,195,000 | 57,953,000 | 56,821,000 |
| Total loans | 41,169,000 | 42,744,000 | 43,822,000 | 44,456,000 |
| Allowance for loan losses | 208,000 | 212,000 | 192,000 | 179,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,813,000 | 6,159,000 | 5,938,000 | 6,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,531,000 | 49,674,000 | 50,441,000 | 49,779,000 |
| Interest-bearing deposits | 46,645,000 | 46,816,000 | 46,942,000 | 46,712,000 |
| Noninterest-bearing deposits | 2,886,000 | 2,858,000 | 3,500,000 | 3,067,000 |
| Equity capital | 5,287,000 | 5,332,000 | 5,359,000 | 5,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,107,000 | 1,663,000 | 2,235,000 |
| Interest expense | 134,000 | 259,000 | 382,000 | 495,000 |
| Net interest income | 424,000 | 848,000 | 1,281,000 | 1,740,000 |
| Noninterest income | 34,000 | 71,000 | 102,000 | 134,000 |
| Noninterest expense | 403,000 | 769,000 | 1,175,000 | 1,563,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 95,000 |
| Pretax income | 25,000 | 90,000 | 128,000 | 216,000 |
| Income tax | 4,000 | 24,000 | 35,000 | 64,000 |
| Net income | 21,000 | 66,000 | 93,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,287,000 | 5,332,000 | 5,359,000 | 5,418,000 |
| Total capital | 5,495,000 | 5,544,000 | 5,551,000 | 5,597,000 |
| Risk-weighted assets | 31,971,000 | 32,322,000 | 32,668,000 | 33,019,000 |