Call reports 2012
MAYVILLE SAVINGS BANK — 2012
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,371,000 | 56,503,000 | 56,118,000 | 56,999,000 |
| Total loans | 42,841,000 | 41,311,000 | 41,516,000 | 40,811,000 |
| Allowance for loan losses | 182,000 | 212,000 | 159,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,952,000 | 6,931,000 | 6,999,000 | 6,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,829,000 | 48,875,000 | 48,693,000 | 49,558,000 |
| Interest-bearing deposits | 45,498,000 | 46,371,000 | 46,321,000 | 47,092,000 |
| Noninterest-bearing deposits | 2,331,000 | 2,504,000 | 2,371,000 | 2,466,000 |
| Equity capital | 5,133,000 | 5,185,000 | 5,205,000 | 5,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,230,000 | 1,827,000 | 2,399,000 |
| Interest expense | 182,000 | 352,000 | 509,000 | 657,000 |
| Net interest income | 439,000 | 878,000 | 1,318,000 | 1,742,000 |
| Noninterest income | 31,000 | 64,000 | 71,000 | 111,000 |
| Noninterest expense | 387,000 | 752,000 | 1,127,000 | 1,483,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 53,000 | 130,000 | 172,000 | 250,000 |
| Income tax | 18,000 | 43,000 | 65,000 | 82,000 |
| Net income | 35,000 | 87,000 | 107,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 5,185,000 | 5,205,000 | 5,266,000 |
| Total capital | 5,315,000 | 5,397,000 | 5,364,000 | 5,456,000 |
| Risk-weighted assets | 32,422,000 | 31,483,000 | 31,340,000 | 31,302,000 |