Call reports 2011
MAYVILLE SAVINGS BANK — 2011
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,043,000 | 54,476,000 | 55,872,000 | 56,659,000 |
| Total loans | 44,225,000 | 44,272,000 | 44,153,000 | 43,083,000 |
| Allowance for loan losses | 216,000 | 191,000 | 191,000 | 191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,635,000 | 1,735,000 | 2,211,000 | 2,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,692,000 | 45,133,000 | 46,489,000 | 47,171,000 |
| Interest-bearing deposits | 42,984,000 | 43,243,000 | 44,656,000 | 45,152,000 |
| Noninterest-bearing deposits | 1,708,000 | 1,890,000 | 1,834,000 | 2,019,000 |
| Equity capital | 4,983,000 | 4,972,000 | 5,022,000 | 5,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,289,000 | 1,935,000 | 2,584,000 |
| Interest expense | 218,000 | 429,000 | 631,000 | 825,000 |
| Net interest income | 423,000 | 860,000 | 1,304,000 | 1,759,000 |
| Noninterest income | 15,000 | -50,000 | -26,000 | 16,000 |
| Noninterest expense | 429,000 | 822,000 | 1,221,000 | 1,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | -12,000 | 57,000 | 178,000 |
| Income tax | 2,000 | -8,000 | 11,000 | 56,000 |
| Net income | 7,000 | -4,000 | 46,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,983,000 | 4,972,000 | 5,022,000 | 5,098,000 |
| Total capital | 5,199,000 | 5,163,000 | 5,213,000 | 5,289,000 |
| Risk-weighted assets | 32,392,000 | 33,247,000 | 32,935,000 | 32,504,000 |