Call reports 2010
MAYVILLE SAVINGS BANK — 2010
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,712,000 | 53,276,000 | 53,253,000 | 55,122,000 |
| Total loans | 42,010,000 | 44,493,000 | 43,606,000 | 44,222,000 |
| Allowance for loan losses | 241,000 | 250,000 | 253,000 | 253,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 121,000 | 286,000 | 931,000 | 1,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,362,000 | 40,886,000 | 41,387,000 | 43,770,000 |
| Interest-bearing deposits | 39,101,000 | 39,431,000 | 40,114,000 | 42,182,000 |
| Noninterest-bearing deposits | 1,261,000 | 1,455,000 | 1,273,000 | 1,588,000 |
| Equity capital | 4,895,000 | 4,925,000 | 4,951,000 | 4,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,269,000 | 1,917,000 | 2,563,000 |
| Interest expense | 257,000 | 515,000 | 770,000 | 1,006,000 |
| Net interest income | 365,000 | 754,000 | 1,147,000 | 1,557,000 |
| Noninterest income | 22,000 | 55,000 | 83,000 | 112,000 |
| Noninterest expense | 336,000 | 696,000 | 1,099,000 | 1,499,000 |
| Provision for loan losses | 15,000 | 29,000 | 32,000 | 32,000 |
| Pretax income | 36,000 | 84,000 | 99,000 | 138,000 |
| Income tax | 13,000 | 31,000 | 20,000 | 34,000 |
| Net income | 23,000 | 53,000 | 79,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,895,000 | 4,925,000 | 4,951,000 | 4,976,000 |
| Total capital | 5,136,000 | 5,175,000 | 5,204,000 | 5,229,000 |
| Risk-weighted assets | 30,638,000 | 31,950,000 | 31,554,000 | 32,696,000 |