Call reports 2009
MAYVILLE SAVINGS BANK — 2009
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,643,000 | 48,171,000 | 49,203,000 | 49,708,000 |
| Total loans | 38,705,000 | 41,283,000 | 41,884,000 | 42,052,000 |
| Allowance for loan losses | 105,000 | 111,000 | 179,000 | 230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 280,000 | 154,000 | 153,000 | 153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,324,000 | 34,793,000 | 35,662,000 | 37,411,000 |
| Interest-bearing deposits | 31,165,000 | 33,595,000 | 34,554,000 | 36,121,000 |
| Noninterest-bearing deposits | 1,159,000 | 1,198,000 | 1,108,000 | 1,290,000 |
| Equity capital | 4,879,000 | 4,912,000 | 4,884,000 | 4,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,204,000 | 1,807,000 | 2,419,000 |
| Interest expense | 231,000 | 472,000 | 731,000 | 987,000 |
| Net interest income | 365,000 | 732,000 | 1,076,000 | 1,432,000 |
| Noninterest income | 15,000 | 32,000 | 57,000 | 82,000 |
| Noninterest expense | 323,000 | 649,000 | 980,000 | 1,329,000 |
| Provision for loan losses | 5,000 | 11,000 | 87,000 | 138,000 |
| Pretax income | 52,000 | 104,000 | 66,000 | 47,000 |
| Income tax | 20,000 | 39,000 | 29,000 | 22,000 |
| Net income | 32,000 | 65,000 | 37,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,879,000 | 4,912,000 | 4,884,000 | 4,872,000 |
| Total capital | 4,984,000 | 5,023,000 | 5,063,000 | 5,102,000 |
| Risk-weighted assets | 26,775,000 | 28,360,000 | 29,124,000 | 29,559,000 |