Call reports 2008
MAYVILLE SAVINGS BANK — 2008
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,752,000 | 42,114,000 | 44,441,000 | 45,329,000 |
| Total loans | 33,064,000 | 35,804,000 | 37,819,000 | 38,514,000 |
| Allowance for loan losses | 109,000 | 112,000 | 98,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 53,000 | 52,000 | 51,000 | 176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,482,000 | 30,865,000 | 31,181,000 | 31,061,000 |
| Interest-bearing deposits | 29,353,000 | 29,736,000 | 30,160,000 | 29,963,000 |
| Noninterest-bearing deposits | 1,129,000 | 1,129,000 | 1,021,000 | 1,098,000 |
| Equity capital | 4,789,000 | 4,778,000 | 4,803,000 | 4,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,080,000 | 1,654,000 | 2,248,000 |
| Interest expense | 305,000 | 580,000 | 852,000 | 1,092,000 |
| Net interest income | 230,000 | 500,000 | 802,000 | 1,156,000 |
| Noninterest income | 17,000 | 39,000 | 60,000 | 75,000 |
| Noninterest expense | 289,000 | 597,000 | 876,000 | 1,173,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | -45,000 | -64,000 | -23,000 | 46,000 |
| Income tax | -17,000 | -25,000 | -9,000 | 16,000 |
| Net income | -28,000 | -39,000 | -14,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,789,000 | 4,778,000 | 4,803,000 | 4,847,000 |
| Total capital | 4,898,000 | 4,890,000 | 4,901,000 | 4,947,000 |
| Risk-weighted assets | 22,636,000 | 24,327,000 | 26,078,000 | 26,570,000 |