Call reports 2007
MAYVILLE SAVINGS BANK — 2007
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,419,000 | 37,350,000 | 38,196,000 | 38,588,000 |
| Total loans | 30,124,000 | 31,158,000 | 31,870,000 | 32,521,000 |
| Allowance for loan losses | 98,000 | 100,000 | 103,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 66,000 | 65,000 | 64,000 | 63,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,042,000 | 30,467,000 | 30,368,000 | 29,798,000 |
| Interest-bearing deposits | 29,046,000 | 29,390,000 | 29,415,000 | 28,708,000 |
| Noninterest-bearing deposits | 996,000 | 1,077,000 | 953,000 | 1,090,000 |
| Equity capital | 4,844,000 | 4,839,000 | 4,823,000 | 4,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,020,000 | 1,557,000 | 2,089,000 |
| Interest expense | 279,000 | 574,000 | 882,000 | 1,200,000 |
| Net interest income | 222,000 | 446,000 | 675,000 | 889,000 |
| Noninterest income | 13,000 | 47,000 | 65,000 | 121,000 |
| Noninterest expense | 268,000 | 531,000 | 801,000 | 1,078,000 |
| Provision for loan losses | 3,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | -36,000 | -43,000 | -69,000 | -79,000 |
| Income tax | -14,000 | -16,000 | -26,000 | -30,000 |
| Net income | -22,000 | -27,000 | -43,000 | -49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,844,000 | 4,839,000 | 4,823,000 | 4,817,000 |
| Total capital | 4,942,000 | 4,939,000 | 4,926,000 | 4,923,000 |
| Risk-weighted assets | 20,561,000 | 21,462,000 | 21,810,000 | 22,081,000 |