Call reports 2006
MAYVILLE SAVINGS BANK — 2006
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,516,000 | 35,953,000 | 36,832,000 | 35,591,000 |
| Total loans | 27,851,000 | 28,465,000 | 29,002,000 | 28,449,000 |
| Allowance for loan losses | 87,000 | 79,000 | 91,000 | 94,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,000 | 69,000 | 67,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,548,000 | 29,495,000 | 29,425,000 | 29,230,000 |
| Interest-bearing deposits | 29,380,000 | 28,431,000 | 28,594,000 | 28,357,000 |
| Noninterest-bearing deposits | 1,168,000 | 1,064,000 | 831,000 | 873,000 |
| Equity capital | 4,887,000 | 4,880,000 | 4,875,000 | 4,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 982,000 | 1,496,000 | 1,994,000 |
| Interest expense | 235,000 | 504,000 | 781,000 | 1,065,000 |
| Net interest income | 246,000 | 478,000 | 715,000 | 929,000 |
| Noninterest income | 14,000 | 33,000 | 48,000 | 59,000 |
| Noninterest expense | 266,000 | 527,000 | 776,000 | 1,012,000 |
| Provision for loan losses | 1,000 | 2,000 | 13,000 | 16,000 |
| Pretax income | -7,000 | -18,000 | -26,000 | -40,000 |
| Income tax | -3,000 | -7,000 | -10,000 | -15,000 |
| Net income | -4,000 | -11,000 | -16,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,887,000 | 4,880,000 | 4,875,000 | 4,866,000 |
| Total capital | 4,974,000 | 4,959,000 | 4,966,000 | 4,960,000 |
| Risk-weighted assets | 19,778,000 | 19,692,000 | 20,188,000 | 19,732,000 |