Call reports 2005
MAYVILLE SAVINGS BANK — 2005
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 48,837,000 | 49,573,000 | 46,679,000 | 37,225,000 |
| Total loans | 25,833,000 | 26,617,000 | 27,265,000 | 27,430,000 |
| Allowance for loan losses | 77,000 | 75,000 | 83,000 | 86,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 88,000 | 72,000 | 71,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,482,000 | 32,089,000 | 31,558,000 | 31,032,000 |
| Interest-bearing deposits | 31,574,000 | 31,327,000 | 30,517,000 | 30,051,000 |
| Noninterest-bearing deposits | 908,000 | 762,000 | 1,041,000 | 981,000 |
| Equity capital | 4,678,000 | 4,761,000 | 4,836,000 | 4,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,324,000 | 1,992,000 | 2,583,000 |
| Interest expense | 255,000 | 555,000 | 864,000 | 1,089,000 |
| Net interest income | 397,000 | 769,000 | 1,128,000 | 1,494,000 |
| Noninterest income | 21,000 | 45,000 | 64,000 | 84,000 |
| Noninterest expense | 250,000 | 509,000 | 762,000 | 1,056,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 165,000 | 299,000 | 421,000 | 510,000 |
| Income tax | 64,000 | 115,000 | 162,000 | 196,000 |
| Net income | 101,000 | 184,000 | 259,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,678,000 | 4,761,000 | 4,836,000 | 4,891,000 |
| Total capital | 4,755,000 | 4,836,000 | 4,919,000 | 4,977,000 |
| Risk-weighted assets | 20,950,000 | 21,452,000 | 21,087,000 | 19,453,000 |