Call reports 2004
MAYVILLE SAVINGS BANK — 2004
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,087,000 | 46,952,000 | 47,647,000 | 47,656,000 |
| Total loans | 25,446,000 | 25,112,000 | 25,202,000 | 25,466,000 |
| Allowance for loan losses | 64,000 | 67,000 | 76,000 | 74,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 106,000 | 105,000 | 104,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,015,000 | 31,701,000 | 31,690,000 | 32,466,000 |
| Interest-bearing deposits | 33,111,000 | 30,814,000 | 30,781,000 | 31,539,000 |
| Noninterest-bearing deposits | 904,000 | 887,000 | 909,000 | 927,000 |
| Equity capital | 4,245,000 | 4,373,000 | 4,498,000 | 4,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,356,000 | 2,018,000 | 2,679,000 |
| Interest expense | 245,000 | 479,000 | 719,000 | 977,000 |
| Net interest income | 448,000 | 877,000 | 1,299,000 | 1,702,000 |
| Noninterest income | 16,000 | 36,000 | 49,000 | 57,000 |
| Noninterest expense | 232,000 | 467,000 | 717,000 | 996,000 |
| Provision for loan losses | 5,000 | 9,000 | 19,000 | 23,000 |
| Pretax income | 227,000 | 437,000 | 612,000 | 740,000 |
| Income tax | 89,000 | 171,000 | 221,000 | 270,000 |
| Net income | 138,000 | 266,000 | 391,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,245,000 | 4,373,000 | 4,498,000 | 4,577,000 |
| Total capital | 4,309,000 | 4,440,000 | 4,574,000 | 4,651,000 |
| Risk-weighted assets | 20,312,000 | 19,918,000 | 20,399,000 | 20,626,000 |