Call reports 2003
MAYVILLE SAVINGS BANK — 2003
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,926,000 | 47,382,000 | 47,428,000 | 48,631,000 |
| Total loans | 26,697,000 | 27,223,000 | 26,753,000 | 25,717,000 |
| Allowance for loan losses | 83,000 | 84,000 | 86,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 142,000 | 141,000 | 121,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,657,000 | 32,131,000 | 32,847,000 | 33,782,000 |
| Interest-bearing deposits | 30,891,000 | 31,166,000 | 32,099,000 | 32,848,000 |
| Noninterest-bearing deposits | 766,000 | 965,000 | 748,000 | 934,000 |
| Equity capital | 3,825,000 | 3,866,000 | 3,997,000 | 4,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,399,000 | 2,092,000 | 2,805,000 |
| Interest expense | 303,000 | 595,000 | 872,000 | 1,135,000 |
| Net interest income | 546,000 | 804,000 | 1,220,000 | 1,670,000 |
| Noninterest income | 18,000 | 35,000 | 46,000 | 56,000 |
| Noninterest expense | 228,000 | 435,000 | 646,000 | 922,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 8,000 |
| Pretax income | 334,000 | 401,000 | 615,000 | 796,000 |
| Income tax | 131,000 | 157,000 | 240,000 | 311,000 |
| Net income | 203,000 | 244,000 | 375,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,825,000 | 3,866,000 | 3,997,000 | 4,107,000 |
| Total capital | 3,908,000 | 3,950,000 | 4,083,000 | 4,196,000 |
| Risk-weighted assets | 20,146,000 | 20,348,000 | 20,315,000 | 20,174,000 |