Call reports 2002
MAYVILLE SAVINGS BANK — 2002
What MAYVILLE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,387,000 | 41,174,000 | 45,161,000 | 44,848,000 |
| Total loans | 27,939,000 | 27,867,000 | 27,157,000 | 27,180,000 |
| Allowance for loan losses | 78,000 | 78,000 | 78,000 | 81,000 |
| Securities available for sale | 184,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 157,000 | 156,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,817,000 | 25,565,000 | 30,309,000 | 28,959,000 |
| Interest-bearing deposits | 23,272,000 | 25,086,000 | 29,611,000 | 28,075,000 |
| Noninterest-bearing deposits | 545,000 | 479,000 | 698,000 | 884,000 |
| Equity capital | 3,298,000 | 3,397,000 | 3,511,000 | 3,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,158,000 | 1,822,000 | 2,550,000 |
| Interest expense | 284,000 | 573,000 | 885,000 | 1,207,000 |
| Net interest income | 272,000 | 585,000 | 937,000 | 1,343,000 |
| Noninterest income | 13,000 | 31,000 | 42,000 | 56,000 |
| Noninterest expense | 170,000 | 338,000 | 514,000 | 748,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 115,000 | 278,000 | 465,000 | 648,000 |
| Income tax | 45,000 | 109,000 | 182,000 | 254,000 |
| Net income | 70,000 | 169,000 | 283,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,298,000 | 3,397,000 | 3,511,000 | 3,622,000 |
| Total capital | 3,376,000 | 3,475,000 | 3,589,000 | 3,703,000 |
| Risk-weighted assets | 17,510,000 | 19,219,000 | 19,780,000 | 19,922,000 |