Call reports 2022
FIRST STATE BANK OF ST. CHARLES, MISSOURI — 2022
What FIRST STATE BANK OF ST. CHARLES, MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 476,148,000 | 463,260,000 | 459,688,000 | 534,540,000 |
| Total loans | 251,776,000 | 291,245,000 | 334,497,000 | 452,057,000 |
| Allowance for loan losses | 6,737,000 | 6,721,000 | 6,725,000 | 6,728,000 |
| Securities available for sale | 52,070,000 | 48,343,000 | 46,226,000 | 45,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,660,000 | 388,263,000 | 386,634,000 | 381,530,000 |
| Interest-bearing deposits | 278,684,000 | 266,173,000 | 254,366,000 | 263,592,000 |
| Noninterest-bearing deposits | 122,976,000 | 122,090,000 | 132,268,000 | 117,938,000 |
| Equity capital | 70,238,000 | 67,827,000 | 68,460,000 | 70,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,266,000 | 6,953,000 | 11,706,000 | 17,109,000 |
| Interest expense | 289,000 | 553,000 | 835,000 | 1,543,000 |
| Net interest income | 2,977,000 | 6,400,000 | 10,871,000 | 15,566,000 |
| Noninterest income | 7,066,000 | 13,634,000 | 18,843,000 | 23,456,000 |
| Noninterest expense | 9,809,000 | 19,006,000 | 27,148,000 | 33,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 1,029,000 | 2,567,000 | 5,774,000 |
| Income tax | 25,000 | 182,000 | 519,000 | 1,301,000 |
| Net income | 209,000 | 847,000 | 2,048,000 | 4,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,083,000 | 71,711,000 | 72,912,000 | 74,756,000 |
| Total capital | 76,359,000 | 75,935,000 | 77,554,000 | 79,870,000 |
| Risk-weighted assets | 339,635,000 | 335,389,000 | 369,295,000 | 407,510,000 |
Machine access — free, no API key
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