Call reports 2008
FIRST STATE BANK OF ST. CHARLES, MISSOURI — 2008
What FIRST STATE BANK OF ST. CHARLES, MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 188,725,000 | 191,151,000 | 189,502,000 | 184,535,000 |
| Total loans | 155,923,000 | 157,233,000 | 157,199,000 | 146,715,000 |
| Allowance for loan losses | 1,428,000 | 1,528,000 | 2,033,000 | 2,066,000 |
| Securities available for sale | 16,869,000 | 16,095,000 | 16,753,000 | 17,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,809,000 | 135,996,000 | 135,216,000 | 137,095,000 |
| Interest-bearing deposits | 105,071,000 | 101,438,000 | 101,531,000 | 99,412,000 |
| Noninterest-bearing deposits | 33,738,000 | 34,558,000 | 33,685,000 | 37,683,000 |
| Equity capital | 30,895,000 | 30,814,000 | 31,043,000 | 29,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 5,691,000 | 8,424,000 | 11,024,000 |
| Interest expense | 971,000 | 1,770,000 | 2,529,000 | 3,231,000 |
| Net interest income | 1,912,000 | 3,921,000 | 5,895,000 | 7,793,000 |
| Noninterest income | 378,000 | 749,000 | 1,143,000 | 1,325,000 |
| Noninterest expense | 1,356,000 | 2,728,000 | 4,119,000 | 5,740,000 |
| Provision for loan losses | 173,000 | 388,000 | 888,000 | 2,873,000 |
| Pretax income | 761,000 | 1,554,000 | 2,031,000 | 505,000 |
| Income tax | 197,000 | 462,000 | 604,000 | -40,000 |
| Net income | 564,000 | 1,092,000 | 1,427,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,788,000 | 30,908,000 | 31,074,000 | 29,548,000 |
| Total capital | 32,227,000 | 32,447,000 | 32,949,000 | 31,342,000 |
| Risk-weighted assets | 149,126,000 | 149,171,000 | 149,083,000 | 143,154,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK OF ST. CHARLES, MISSOURI — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.