Call reports 2005
FIRST STATE BANK OF ST. CHARLES, MISSOURI — 2005
What FIRST STATE BANK OF ST. CHARLES, MISSOURI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 159,867,000 | 163,105,000 | 169,529,000 | 172,888,000 |
| Total loans | 124,653,000 | 133,533,000 | 141,068,000 | 147,012,000 |
| Allowance for loan losses | 1,142,000 | 1,152,000 | 1,155,000 | 1,158,000 |
| Securities available for sale | 23,343,000 | 17,285,000 | 15,031,000 | 9,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,068,000 | 119,772,000 | 122,716,000 | 120,838,000 |
| Interest-bearing deposits | 84,654,000 | 86,082,000 | 84,840,000 | 83,924,000 |
| Noninterest-bearing deposits | 34,414,000 | 33,690,000 | 37,876,000 | 36,914,000 |
| Equity capital | 25,321,000 | 25,695,000 | 26,546,000 | 26,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,369,000 | 6,811,000 | 9,463,000 |
| Interest expense | 292,000 | 715,000 | 1,216,000 | 1,811,000 |
| Net interest income | 1,780,000 | 3,654,000 | 5,595,000 | 7,652,000 |
| Noninterest income | 321,000 | 621,000 | 986,000 | 1,327,000 |
| Noninterest expense | 1,015,000 | 2,056,000 | 3,027,000 | 4,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,065,000 | 2,129,000 | 3,445,000 | 4,548,000 |
| Income tax | 382,000 | 781,000 | 1,250,000 | 1,650,000 |
| Net income | 683,000 | 1,348,000 | 2,195,000 | 2,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,532,000 | 25,821,000 | 26,424,000 | 26,955,000 |
| Total capital | 26,674,000 | 26,973,000 | 27,579,000 | 28,113,000 |
| Risk-weighted assets | 126,676,000 | 140,616,000 | 145,911,000 | 144,791,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK OF ST. CHARLES, MISSOURI — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.