Call reports 2013
LIBERTY SAVINGS BANK, FSB — 2013
What LIBERTY SAVINGS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,438,000 | 27,873,000 | 24,976,000 | 23,469,000 |
| Total loans | 22,072,000 | 19,754,000 | 19,254,000 | 17,875,000 |
| Allowance for loan losses | 274,000 | 264,000 | 275,000 | 283,000 |
| Securities available for sale | 214,000 | 209,000 | 5,000 | 5,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,613,000 | 25,201,000 | 22,575,000 | 21,536,000 |
| Interest-bearing deposits | 24,476,000 | 22,017,000 | 19,488,000 | 19,167,000 |
| Noninterest-bearing deposits | 3,137,000 | 3,184,000 | 3,087,000 | 2,369,000 |
| Equity capital | 2,719,000 | 2,510,000 | 2,334,000 | 1,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 576,000 | 838,000 | 1,085,000 |
| Interest expense | 39,000 | 70,000 | 99,000 | 124,000 |
| Net interest income | 262,000 | 506,000 | 739,000 | 961,000 |
| Noninterest income | 17,000 | 48,000 | 64,000 | 82,000 |
| Noninterest expense | 492,000 | 947,000 | 1,370,000 | 2,076,000 |
| Provision for loan losses | 135,000 | 161,000 | 161,000 | 161,000 |
| Pretax income | -348,000 | -554,000 | -728,000 | -1,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -348,000 | -554,000 | -728,000 | -1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,715,000 | 2,508,000 | 2,334,000 | 1,868,000 |
| Total capital | 2,944,000 | 2,743,000 | 2,542,000 | 2,064,000 |
| Risk-weighted assets | 18,238,000 | 18,069,000 | 16,558,000 | 15,619,000 |