Call reports 2011
LIBERTY SAVINGS BANK, FSB — 2011
What LIBERTY SAVINGS BANK, FSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 29,509,000 |
| Total loans | 24,251,000 |
| Allowance for loan losses | 307,000 |
| Securities available for sale | 844,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 24,519,000 |
| Interest-bearing deposits | 21,954,000 |
| Noninterest-bearing deposits | 2,565,000 |
| Equity capital | 3,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 1,464,000 |
| Interest expense | 257,000 |
| Net interest income | 1,207,000 |
| Noninterest income | 21,000 |
| Noninterest expense | 1,902,000 |
| Provision for loan losses | 60,000 |
| Pretax income | -734,000 |
| Income tax | -114,000 |
| Net income | -620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 3,161,000 |
| Total capital | 3,418,000 |
| Risk-weighted assets | 20,146,000 |