Call reports 2011
LEGACY BANKS — 2011
What LEGACY BANKS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 893,895,000 | 879,055,000 |
| Total loans | 602,219,000 | 588,085,000 |
| Allowance for loan losses | 8,694,000 | 8,669,000 |
| Securities available for sale | 182,316,000 | 172,993,000 |
| Securities held to maturity | 97,000 | 97,000 |
| Trading assets | 0 | 0 |
| Total deposits | 677,838,000 | 660,920,000 |
| Interest-bearing deposits | 599,538,000 | 582,560,000 |
| Noninterest-bearing deposits | 78,300,000 | 78,360,000 |
| Equity capital | 92,322,000 | 102,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 8,924,000 | 17,861,000 |
| Interest expense | 2,863,000 | 5,673,000 |
| Net interest income | 6,061,000 | 12,188,000 |
| Noninterest income | 1,221,000 | 3,706,000 |
| Noninterest expense | 6,011,000 | 12,607,000 |
| Provision for loan losses | 41,000 | 62,000 |
| Pretax income | 1,256,000 | 3,290,000 |
| Income tax | 437,000 | 1,101,000 |
| Net income | 819,000 | 2,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 66,880,000 | 76,907,000 |
| Total capital | 74,344,000 | 84,129,000 |
| Risk-weighted assets | 592,300,000 | 572,532,000 |