Call reports 2010
LEGACY BANKS — 2010
What LEGACY BANKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 925,709,000 | 935,798,000 | 951,908,000 | 904,914,000 |
| Total loans | 648,677,000 | 657,053,000 | 655,679,000 | 619,951,000 |
| Allowance for loan losses | 8,099,000 | 9,468,000 | 9,375,000 | 9,010,000 |
| Securities available for sale | 159,701,000 | 165,255,000 | 180,211,000 | 173,763,000 |
| Securities held to maturity | 97,000 | 97,000 | 97,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,814,000 | 676,053,000 | 696,152,000 | 686,562,000 |
| Interest-bearing deposits | 593,899,000 | 605,167,000 | 615,588,000 | 611,342,000 |
| Noninterest-bearing deposits | 68,915,000 | 70,886,000 | 80,564,000 | 75,219,000 |
| Equity capital | 91,556,000 | 90,390,000 | 89,504,000 | 91,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,652,000 | 21,047,000 | 31,160,000 | 40,794,000 |
| Interest expense | 4,030,000 | 7,851,000 | 11,446,000 | 14,821,000 |
| Net interest income | 6,622,000 | 13,196,000 | 19,714,000 | 25,973,000 |
| Noninterest income | 995,000 | 2,228,000 | 3,764,000 | 5,329,000 |
| Noninterest expense | 6,793,000 | 14,045,000 | 21,679,000 | 34,441,000 |
| Provision for loan losses | 2,420,000 | 6,176,000 | 8,350,000 | 10,468,000 |
| Pretax income | -1,796,000 | -3,932,000 | -5,021,000 | -11,735,000 |
| Income tax | -557,000 | -1,329,000 | -1,729,000 | -3,974,000 |
| Net income | -1,239,000 | -2,603,000 | -3,292,000 | -7,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,743,000 | 66,165,000 | 66,370,000 | 64,754,000 |
| Total capital | 79,033,000 | 74,173,000 | 74,457,000 | 72,341,000 |
| Risk-weighted assets | 637,682,000 | 638,938,000 | 645,396,000 | 603,110,000 |