Call reports 2009
LEGACY BANKS — 2009
What LEGACY BANKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 947,289,000 | 928,577,000 | 932,129,000 | 926,037,000 |
| Total loans | 700,180,000 | 680,757,000 | 667,215,000 | 664,423,000 |
| Allowance for loan losses | 7,330,000 | 8,813,000 | 8,836,000 | 11,089,000 |
| Securities available for sale | 136,160,000 | 144,751,000 | 156,107,000 | 149,168,000 |
| Securities held to maturity | 97,000 | 97,000 | 97,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,000,000 | 637,261,000 | 649,380,000 | 652,495,000 |
| Interest-bearing deposits | 578,832,000 | 566,983,000 | 580,770,000 | 577,134,000 |
| Noninterest-bearing deposits | 66,168,000 | 70,278,000 | 68,610,000 | 75,361,000 |
| Equity capital | 93,995,000 | 93,274,000 | 94,147,000 | 92,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,725,000 | 23,136,000 | 34,345,000 | 45,157,000 |
| Interest expense | 5,120,000 | 9,937,000 | 14,498,000 | 18,912,000 |
| Net interest income | 6,605,000 | 13,199,000 | 19,847,000 | 26,245,000 |
| Noninterest income | 1,239,000 | 2,740,000 | 3,902,000 | 5,224,000 |
| Noninterest expense | 6,797,000 | 14,114,000 | 20,809,000 | 27,578,000 |
| Provision for loan losses | 728,000 | 2,234,000 | 2,334,000 | 4,883,000 |
| Pretax income | -1,180,000 | -3,224,000 | -5,429,000 | -9,657,000 |
| Income tax | -371,000 | -933,000 | -1,533,000 | -3,225,000 |
| Net income | -809,000 | -2,291,000 | -3,896,000 | -6,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,686,000 | 83,260,000 | 80,668,000 | 72,811,000 |
| Total capital | 91,241,000 | 91,974,000 | 89,494,000 | 81,484,000 |
| Risk-weighted assets | 730,659,000 | 702,030,000 | 672,012,000 | 660,301,000 |