Call reports 2008
LEGACY BANKS — 2008
What LEGACY BANKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 886,727,000 | 901,714,000 | 901,436,000 | 923,443,000 |
| Total loans | 661,203,000 | 688,815,000 | 693,982,000 | 701,905,000 |
| Allowance for loan losses | 5,656,000 | 5,866,000 | 5,830,000 | 6,641,000 |
| Securities available for sale | 125,048,000 | 124,724,000 | 118,997,000 | 115,649,000 |
| Securities held to maturity | 97,000 | 97,000 | 97,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,718,000 | 592,097,000 | 594,807,000 | 609,189,000 |
| Interest-bearing deposits | 552,619,000 | 528,351,000 | 531,569,000 | 542,561,000 |
| Noninterest-bearing deposits | 60,099,000 | 63,746,000 | 63,238,000 | 66,628,000 |
| Equity capital | 96,009,000 | 95,408,000 | 94,400,000 | 93,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,573,000 | 24,949,000 | 37,336,000 | 49,616,000 |
| Interest expense | 6,563,000 | 12,200,000 | 17,705,000 | 23,066,000 |
| Net interest income | 6,010,000 | 12,749,000 | 19,631,000 | 26,550,000 |
| Noninterest income | 1,203,000 | 2,389,000 | 3,658,000 | 5,077,000 |
| Noninterest expense | 6,415,000 | 12,865,000 | 19,432,000 | 25,441,000 |
| Provision for loan losses | 225,000 | 571,000 | 575,000 | 1,465,000 |
| Pretax income | 396,000 | 1,544,000 | 2,283,000 | 1,486,000 |
| Income tax | 103,000 | 436,000 | 743,000 | 480,000 |
| Net income | 293,000 | 1,108,000 | 1,540,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,565,000 | 84,728,000 | 85,020,000 | 84,533,000 |
| Total capital | 89,585,000 | 91,011,000 | 91,127,000 | 91,400,000 |
| Risk-weighted assets | 644,110,000 | 670,587,000 | 676,407,000 | 701,023,000 |