Call reports 2002
LEGACY BANKS — 2002
What LEGACY BANKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 591,952,000 | 599,164,000 | 588,538,000 | 590,738,000 |
| Total loans | 376,846,000 | 377,442,000 | 381,233,000 | 375,748,000 |
| Allowance for loan losses | 3,557,000 | 3,600,000 | 3,594,000 | 3,633,000 |
| Securities available for sale | 154,959,000 | 161,495,000 | 142,401,000 | 155,784,000 |
| Securities held to maturity | 268,000 | 268,000 | 268,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,210,000 | 444,994,000 | 433,867,000 | 419,656,000 |
| Interest-bearing deposits | 393,271,000 | 400,279,000 | 385,593,000 | 366,042,000 |
| Noninterest-bearing deposits | 44,939,000 | 44,715,000 | 48,274,000 | 53,614,000 |
| Equity capital | 49,173,000 | 50,652,000 | 51,619,000 | 52,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,402,000 | 16,789,000 | 24,770,000 | 32,515,000 |
| Interest expense | 4,206,000 | 8,223,000 | 11,857,000 | 15,236,000 |
| Net interest income | 4,196,000 | 8,566,000 | 12,913,000 | 17,279,000 |
| Noninterest income | 906,000 | 1,800,000 | 2,750,000 | 3,843,000 |
| Noninterest expense | 4,260,000 | 8,327,000 | 12,376,000 | 17,365,000 |
| Provision for loan losses | 10,000 | 77,000 | 109,000 | 140,000 |
| Pretax income | 843,000 | 1,575,000 | 2,676,000 | 2,625,000 |
| Income tax | 291,000 | 540,000 | 902,000 | 881,000 |
| Net income | 552,000 | 1,035,000 | 1,774,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,378,000 | 46,820,000 | 47,264,000 | 47,768,000 |
| Total capital | 49,935,000 | 50,420,000 | 50,858,000 | 51,401,000 |
| Risk-weighted assets | 367,219,000 | 362,499,000 | 355,533,000 | 354,261,000 |