Call reports 2001
LEGACY BANKS — 2001
What LEGACY BANKS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 447,608,000 | 460,654,000 | 476,990,000 | 471,021,000 |
| Total loans | 303,876,000 | 300,850,000 | 296,054,000 | 281,565,000 |
| Allowance for loan losses | 3,024,000 | 3,005,000 | 2,974,000 | 2,836,000 |
| Securities available for sale | 78,485,000 | 94,255,000 | 104,548,000 | 105,983,000 |
| Securities held to maturity | 211,000 | 211,000 | 211,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,794,000 | 361,583,000 | 370,370,000 | 360,637,000 |
| Interest-bearing deposits | 332,298,000 | 327,915,000 | 335,534,000 | 324,878,000 |
| Noninterest-bearing deposits | 31,496,000 | 33,668,000 | 34,836,000 | 35,759,000 |
| Equity capital | 37,124,000 | 37,537,000 | 38,891,000 | 39,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,571,000 | 14,953,000 | 22,316,000 | 29,228,000 |
| Interest expense | 4,368,000 | 8,470,000 | 12,584,000 | 16,228,000 |
| Net interest income | 3,203,000 | 6,483,000 | 9,732,000 | 13,000,000 |
| Noninterest income | 372,000 | 896,000 | 1,387,000 | 2,145,000 |
| Noninterest expense | 2,926,000 | 5,877,000 | 8,316,000 | 11,268,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 0 |
| Pretax income | 630,000 | 1,489,000 | 2,783,000 | 4,049,000 |
| Income tax | 237,000 | 551,000 | 1,011,000 | 1,496,000 |
| Net income | 393,000 | 938,000 | 1,772,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,300,000 | 34,328,000 | 34,823,000 | 35,869,000 |
| Total capital | 36,324,000 | 37,333,000 | 37,797,000 | 38,705,000 |
| Risk-weighted assets | 270,281,000 | 273,641,000 | 272,180,000 | 264,913,000 |