Call report 2005Q4
CARDINAL BANK — 2005Q4
The 22 measures CARDINAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,443,792,000 | USD | evidence → |
| Total loans | 1,067,312,000 | USD | evidence → |
| Allowance for loan losses | 8,301,000 | USD | evidence → |
| Securities available for sale | 178,955,000 | USD | evidence → |
| Securities held to maturity | 115,269,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,073,321,000 | USD | evidence → |
| Interest-bearing deposits | 1,030,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,953,000 | USD | evidence → |
| Equity capital | 131,739,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 67,372,000 | USD | evidence → |
| Interest expense | 28,998,000 | USD | evidence → |
| Net interest income | 38,374,000 | USD | evidence → |
| Noninterest income | 23,184,000 | USD | evidence → |
| Noninterest expense | 41,132,000 | USD | evidence → |
| Provision for loan losses | 2,456,000 | USD | evidence → |
| Pretax income | 18,003,000 | USD | evidence → |
| Income tax | 6,177,000 | USD | evidence → |
| Net income | 11,826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,629,000 | USD | evidence → |
| Total capital | 129,042,000 | USD | evidence → |
| Risk-weighted assets | 1,007,083,000 | USD | evidence → |