Call report 2005Q1
CARDINAL BANK — 2005Q1
The 22 measures CARDINAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,272,496,000 | USD | evidence → |
| Total loans | 899,830,000 | USD | evidence → |
| Allowance for loan losses | 6,432,000 | USD | evidence → |
| Securities available for sale | 163,377,000 | USD | evidence → |
| Securities held to maturity | 133,435,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 896,907,000 | USD | evidence → |
| Interest-bearing deposits | 851,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,121,000 | USD | evidence → |
| Equity capital | 100,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,491,000 | USD | evidence → |
| Interest expense | 5,438,000 | USD | evidence → |
| Net interest income | 8,053,000 | USD | evidence → |
| Noninterest income | 5,016,000 | USD | evidence → |
| Noninterest expense | 9,546,000 | USD | evidence → |
| Provision for loan losses | 549,000 | USD | evidence → |
| Pretax income | 2,974,000 | USD | evidence → |
| Income tax | 958,000 | USD | evidence → |
| Net income | 2,016,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,671,000 | USD | evidence → |
| Total capital | 95,215,000 | USD | evidence → |
| Risk-weighted assets | 849,475,000 | USD | evidence → |