Call reports 2005
HARRIS BANK ROSELLE — 2005
What HARRIS BANK ROSELLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 541,040,000 |
| Total loans | 494,077,000 |
| Allowance for loan losses | 5,516,000 |
| Securities available for sale | 27,201,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 473,545,000 |
| Interest-bearing deposits | 374,388,000 |
| Noninterest-bearing deposits | 99,157,000 |
| Equity capital | 43,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 7,008,000 |
| Interest expense | 1,599,000 |
| Net interest income | 5,409,000 |
| Noninterest income | 939,000 |
| Noninterest expense | 3,098,000 |
| Provision for loan losses | 35,000 |
| Pretax income | 3,215,000 |
| Income tax | 1,226,000 |
| Net income | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 43,245,000 |
| Total capital | 57,261,000 |
| Risk-weighted assets | 493,344,000 |