Call reports 2003
HARRIS BANK ROSELLE — 2003
What HARRIS BANK ROSELLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 493,449,000 | 515,530,000 | 535,648,000 | 544,303,000 |
| Total loans | 391,256,000 | 413,369,000 | 456,094,000 | 469,130,000 |
| Allowance for loan losses | 3,621,000 | 4,098,000 | 4,470,000 | 4,424,000 |
| Securities available for sale | 83,114,000 | 80,646,000 | 59,229,000 | 53,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,541,000 | 463,729,000 | 470,258,000 | 471,997,000 |
| Interest-bearing deposits | 398,996,000 | 370,224,000 | 381,663,000 | 379,010,000 |
| Noninterest-bearing deposits | 43,545,000 | 93,505,000 | 88,595,000 | 92,987,000 |
| Equity capital | 42,101,000 | 43,468,000 | 43,093,000 | 40,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,987,000 | 12,238,000 | 18,700,000 | 25,079,000 |
| Interest expense | 1,404,000 | 2,695,000 | 3,853,000 | 4,948,000 |
| Net interest income | 4,583,000 | 9,543,000 | 14,847,000 | 20,131,000 |
| Noninterest income | 1,053,000 | 2,217,000 | 3,413,000 | 4,508,000 |
| Noninterest expense | 3,474,000 | 7,048,000 | 10,827,000 | 15,008,000 |
| Provision for loan losses | 260,000 | 686,000 | 1,112,000 | 1,542,000 |
| Pretax income | 1,902,000 | 4,057,000 | 6,352,000 | 8,134,000 |
| Income tax | 662,000 | 1,429,000 | 2,258,000 | 2,894,000 |
| Net income | 1,240,000 | 2,628,000 | 4,094,000 | 5,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,717,000 | 42,131,000 | 42,126,000 | 39,800,000 |
| Total capital | 45,838,000 | 50,229,000 | 50,596,000 | 52,724,000 |
| Risk-weighted assets | 417,829,000 | 433,563,000 | 462,437,000 | 467,818,000 |