Call reports 2002
HARRIS BANK ROSELLE — 2002
What HARRIS BANK ROSELLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 455,832,000 | 472,914,000 | 466,698,000 | 488,191,000 |
| Total loans | 311,485,000 | 330,035,000 | 342,020,000 | 353,883,000 |
| Allowance for loan losses | 3,799,000 | 3,946,000 | 4,015,000 | 3,471,000 |
| Securities available for sale | 116,104,000 | 118,679,000 | 103,716,000 | 106,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,979,000 | 404,898,000 | 415,742,000 | 442,389,000 |
| Interest-bearing deposits | 375,195,000 | 365,779,000 | 368,472,000 | 396,236,000 |
| Noninterest-bearing deposits | 37,784,000 | 39,119,000 | 47,270,000 | 46,153,000 |
| Equity capital | 39,305,000 | 40,587,000 | 41,556,000 | 40,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,192,000 | 12,457,000 | 18,784,000 | 25,124,000 |
| Interest expense | 1,623,000 | 3,249,000 | 4,860,000 | 6,452,000 |
| Net interest income | 4,569,000 | 9,208,000 | 13,924,000 | 18,672,000 |
| Noninterest income | 1,116,000 | 2,191,000 | 3,433,000 | 4,612,000 |
| Noninterest expense | 3,238,000 | 6,501,000 | 9,771,000 | 13,204,000 |
| Provision for loan losses | 165,000 | 330,000 | 495,000 | 660,000 |
| Pretax income | 2,290,000 | 4,585,000 | 7,188,000 | 9,582,000 |
| Income tax | 788,000 | 1,583,000 | 2,510,000 | 3,359,000 |
| Net income | 1,502,000 | 3,002,000 | 4,678,000 | 6,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,635,000 | 39,170,000 | 39,874,000 | 39,446,000 |
| Total capital | 42,434,000 | 43,116,000 | 43,889,000 | 44,417,000 |
| Risk-weighted assets | 338,781,000 | 361,769,000 | 373,984,000 | 386,798,000 |