Call reports 2001
HARRIS BANK ROSELLE — 2001
What HARRIS BANK ROSELLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 438,616,000 | 435,862,000 | 442,646,000 | 447,637,000 |
| Total loans | 291,622,000 | 321,139,000 | 313,949,000 | 300,279,000 |
| Allowance for loan losses | 3,656,000 | 3,848,000 | 3,756,000 | 3,735,000 |
| Securities available for sale | 112,817,000 | 94,336,000 | 106,903,000 | 119,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,630,000 | 392,903,000 | 396,696,000 | 405,029,000 |
| Interest-bearing deposits | 360,022,000 | 364,334,000 | 361,045,000 | 368,577,000 |
| Noninterest-bearing deposits | 37,608,000 | 28,569,000 | 35,651,000 | 36,452,000 |
| Equity capital | 37,097,000 | 37,580,000 | 38,744,000 | 39,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,612,000 | 15,072,000 | 22,396,000 | 29,265,000 |
| Interest expense | 3,290,000 | 6,245,000 | 8,863,000 | 10,914,000 |
| Net interest income | 4,322,000 | 8,827,000 | 13,533,000 | 18,351,000 |
| Noninterest income | 845,000 | 1,860,000 | 2,907,000 | 3,963,000 |
| Noninterest expense | 3,073,000 | 6,253,000 | 9,496,000 | 12,656,000 |
| Provision for loan losses | 155,000 | 310,000 | 464,000 | 619,000 |
| Pretax income | 1,939,000 | 4,359,000 | 6,715,000 | 9,274,000 |
| Income tax | 636,000 | 1,479,000 | 2,298,000 | 3,195,000 |
| Net income | 1,303,000 | 2,880,000 | 4,417,000 | 6,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,032,000 | 36,627,000 | 37,183,000 | 38,114,000 |
| Total capital | 39,688,000 | 40,475,000 | 40,939,000 | 41,849,000 |
| Risk-weighted assets | 328,471,000 | 345,589,000 | 344,069,000 | 328,923,000 |