Call reports 2012
SUMMIT BANK, NATIONAL ASSOCIATION — 2012
What SUMMIT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 224,861,000 | 230,731,000 | 231,426,000 | 227,478,000 |
| Total loans | 128,128,000 | 130,437,000 | 131,370,000 | 133,222,000 |
| Allowance for loan losses | 1,168,000 | 1,328,000 | 1,580,000 | 1,817,000 |
| Securities available for sale | 33,059,000 | 37,632,000 | 41,467,000 | 44,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,710,000 | 189,303,000 | 188,775,000 | 186,754,000 |
| Interest-bearing deposits | 139,208,000 | 131,801,000 | 127,481,000 | 129,718,000 |
| Noninterest-bearing deposits | 46,502,000 | 57,502,000 | 61,294,000 | 57,037,000 |
| Equity capital | 24,239,000 | 24,778,000 | 25,590,000 | 26,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,448,000 | 6,995,000 | 9,540,000 |
| Interest expense | 283,000 | 548,000 | 775,000 | 829,000 |
| Net interest income | 2,006,000 | 3,900,000 | 6,220,000 | 8,711,000 |
| Noninterest income | 364,000 | 1,229,000 | 1,585,000 | 2,710,000 |
| Noninterest expense | 1,935,000 | 3,707,000 | 5,378,000 | 7,060,000 |
| Provision for loan losses | 100,000 | 260,000 | 530,000 | 766,000 |
| Pretax income | 366,000 | 1,193,000 | 1,928,000 | 3,626,000 |
| Income tax | 134,000 | 473,000 | 640,000 | 1,267,000 |
| Net income | 232,000 | 720,000 | 1,288,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,998,000 | 24,491,000 | 25,063,000 | 26,165,000 |
| Total capital | 25,166,000 | 25,819,000 | 26,643,000 | 27,982,000 |
| Risk-weighted assets | 157,094,000 | 155,864,000 | 158,119,000 | 157,871,000 |