Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 271,844,000 | 268,247,000 | 248,564,000 |
| Total loans | 198,099,000 | 197,290,000 | 192,939,000 |
| Allowance for loan losses | 2,798,000 | 2,970,000 | 3,109,000 |
| Securities available for sale | 21,951,000 | 21,314,000 | 19,623,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 234,451,000 | 231,626,000 | 225,693,000 |
| Interest-bearing deposits | 179,238,000 | 171,794,000 | 170,409,000 |
| Noninterest-bearing deposits | 55,213,000 | 59,832,000 | 55,284,000 |
| Equity capital | 29,716,000 | 30,378,000 | 21,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 3,503,000 | 6,922,000 | 10,345,000 |
| Interest expense | 513,000 | 952,000 | 1,435,000 |
| Net interest income | 2,990,000 | 5,970,000 | 8,910,000 |
| Noninterest income | 288,000 | 579,000 | 904,000 |
| Noninterest expense | 2,094,000 | 4,225,000 | 7,271,000 |
| Provision for loan losses | 182,000 | 362,000 | 543,000 |
| Pretax income | 1,002,000 | 1,962,000 | 2,000,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,002,000 | 1,962,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 29,154,000 | 29,754,000 | 20,926,000 |
| Total capital | 31,738,000 | 32,298,000 | 23,419,000 |
| Risk-weighted assets | 206,499,000 | 203,096,000 | 198,858,000 |