Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 255,051,000 | 262,060,000 | 263,687,000 | 282,414,000 |
| Total loans | 201,551,000 | 201,968,000 | 205,307,000 | 206,359,000 |
| Allowance for loan losses | 2,211,000 | 2,344,000 | 2,460,000 | 2,282,000 |
| Securities available for sale | 13,584,000 | 10,985,000 | 16,045,000 | 15,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,114,000 | 224,985,000 | 225,879,000 | 243,588,000 |
| Interest-bearing deposits | 133,243,000 | 175,966,000 | 178,945,000 | 196,276,000 |
| Noninterest-bearing deposits | 83,871,000 | 49,019,000 | 46,934,000 | 47,312,000 |
| Equity capital | 24,843,000 | 26,008,000 | 26,540,000 | 26,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,517,000 | 7,255,000 | 10,984,000 | 14,723,000 |
| Interest expense | 748,000 | 1,500,000 | 2,250,000 | 3,013,000 |
| Net interest income | 2,769,000 | 5,755,000 | 8,734,000 | 11,710,000 |
| Noninterest income | 398,000 | 778,000 | 1,130,000 | 1,494,000 |
| Noninterest expense | 2,088,000 | 4,213,000 | 6,335,000 | 8,458,000 |
| Provision for loan losses | 201,000 | 381,000 | 561,000 | 741,000 |
| Pretax income | 878,000 | 1,939,000 | 2,968,000 | 3,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,939,000 | 2,968,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,583,000 | 25,646,000 | 26,136,000 | 26,007,000 |
| Total capital | 26,794,000 | 27,990,000 | 28,596,000 | 28,289,000 |
| Risk-weighted assets | 207,560,000 | 208,656,000 | 214,897,000 | 214,894,000 |