Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 227,398,000 | 236,945,000 | 243,499,000 | 234,015,000 |
| Total loans | 181,479,000 | 181,525,000 | 183,663,000 | 192,566,000 |
| Allowance for loan losses | 2,128,000 | 2,241,000 | 2,192,000 | 1,921,000 |
| Securities available for sale | 9,529,000 | 8,379,000 | 8,189,000 | 9,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,962,000 | 194,561,000 | 203,354,000 | 198,298,000 |
| Interest-bearing deposits | 147,639,000 | 147,910,000 | 156,114,000 | 155,246,000 |
| Noninterest-bearing deposits | 43,323,000 | 46,651,000 | 47,240,000 | 43,052,000 |
| Equity capital | 21,583,000 | 21,801,000 | 22,211,000 | 22,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,899,000 | 7,633,000 | 11,315,000 | 14,996,000 |
| Interest expense | 1,271,000 | 2,440,000 | 3,573,000 | 4,647,000 |
| Net interest income | 2,628,000 | 5,193,000 | 7,742,000 | 10,349,000 |
| Noninterest income | 380,000 | 776,000 | 1,199,000 | 1,582,000 |
| Noninterest expense | 2,112,000 | 4,181,000 | 6,293,000 | 8,414,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 794,000 | 1,577,000 | 2,320,000 | 3,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,577,000 | 2,320,000 | 3,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,325,000 | 21,713,000 | 22,061,000 | 22,464,000 |
| Total capital | 23,453,000 | 23,954,000 | 24,253,000 | 24,385,000 |
| Risk-weighted assets | 189,778,000 | 188,315,000 | 193,829,000 | 202,448,000 |