Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 218,510,000 | 219,163,000 | 219,071,000 | 222,012,000 |
| Total loans | 161,440,000 | 170,566,000 | 174,705,000 | 181,181,000 |
| Allowance for loan losses | 1,940,000 | 2,038,000 | 2,159,000 | 2,203,000 |
| Securities available for sale | 12,862,000 | 12,147,000 | 11,960,000 | 10,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,594,000 | 193,712,000 | 192,674,000 | 196,440,000 |
| Interest-bearing deposits | 148,123,000 | 148,631,000 | 148,748,000 | 152,963,000 |
| Noninterest-bearing deposits | 45,471,000 | 45,081,000 | 43,926,000 | 43,477,000 |
| Equity capital | 19,378,000 | 19,901,000 | 20,618,000 | 20,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,876,000 | 7,842,000 | 11,967,000 | 16,142,000 |
| Interest expense | 1,281,000 | 2,669,000 | 4,102,000 | 5,521,000 |
| Net interest income | 2,595,000 | 5,173,000 | 7,865,000 | 10,621,000 |
| Noninterest income | 395,000 | 863,000 | 1,289,000 | 1,730,000 |
| Noninterest expense | 1,890,000 | 3,808,000 | 5,746,000 | 7,811,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 995,000 | 2,018,000 | 3,093,000 | 4,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 995,000 | 2,018,000 | 3,093,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,517,000 | 20,165,000 | 20,708,000 | 20,866,000 |
| Total capital | 21,457,000 | 22,203,000 | 22,867,000 | 23,069,000 |
| Risk-weighted assets | 168,593,000 | 176,795,000 | 181,071,000 | 187,891,000 |