Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 191,121,000 | 202,529,000 | 201,381,000 | 204,679,000 |
| Total loans | 133,091,000 | 144,082,000 | 151,212,000 | 156,970,000 |
| Allowance for loan losses | 1,805,000 | 1,960,000 | 2,007,000 | 1,851,000 |
| Securities available for sale | 10,297,000 | 10,118,000 | 10,061,000 | 13,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,330,000 | 178,856,000 | 172,307,000 | 180,360,000 |
| Interest-bearing deposits | 128,858,000 | 133,525,000 | 132,214,000 | 137,347,000 |
| Noninterest-bearing deposits | 39,472,000 | 45,332,000 | 40,093,000 | 43,012,000 |
| Equity capital | 16,593,000 | 17,473,000 | 18,205,000 | 18,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,424,000 | 9,977,000 | 13,683,000 |
| Interest expense | 947,000 | 1,935,000 | 3,046,000 | 4,271,000 |
| Net interest income | 2,121,000 | 4,489,000 | 6,931,000 | 9,412,000 |
| Noninterest income | 409,000 | 1,091,000 | 1,521,000 | 1,984,000 |
| Noninterest expense | 1,450,000 | 3,058,000 | 4,720,000 | 6,599,000 |
| Provision for loan losses | 127,000 | 249,000 | 309,000 | 369,000 |
| Pretax income | 953,000 | 2,273,000 | 3,423,000 | 4,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 953,000 | 2,273,000 | 3,423,000 | 4,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,836,000 | 17,768,000 | 18,415,000 | 18,961,000 |
| Total capital | 18,573,000 | 19,652,000 | 20,365,000 | 20,812,000 |
| Risk-weighted assets | 139,778,000 | 150,344,000 | 156,920,000 | 163,320,000 |