Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 165,889,000 | 170,295,000 | 176,749,000 | 180,987,000 |
| Total loans | 129,712,000 | 131,355,000 | 136,840,000 | 136,314,000 |
| Allowance for loan losses | 1,786,000 | 1,743,000 | 1,732,000 | 1,695,000 |
| Securities available for sale | 11,569,000 | 11,408,000 | 11,051,000 | 10,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,420,000 | 148,187,000 | 153,902,000 | 157,585,000 |
| Interest-bearing deposits | 110,997,000 | 112,155,000 | 115,918,000 | 119,656,000 |
| Noninterest-bearing deposits | 31,423,000 | 36,032,000 | 37,984,000 | 37,929,000 |
| Equity capital | 14,517,000 | 15,046,000 | 15,560,000 | 16,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,964,000 | 7,677,000 | 10,418,000 |
| Interest expense | 561,000 | 1,183,000 | 1,888,000 | 2,693,000 |
| Net interest income | 1,810,000 | 3,781,000 | 5,789,000 | 7,725,000 |
| Noninterest income | 415,000 | 908,000 | 1,353,000 | 1,936,000 |
| Noninterest expense | 1,251,000 | 2,766,000 | 4,227,000 | 5,603,000 |
| Provision for loan losses | 145,000 | 294,000 | 436,000 | 584,000 |
| Pretax income | 829,000 | 1,629,000 | 2,479,000 | 3,474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,629,000 | 2,479,000 | 3,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,704,000 | 15,158,000 | 15,682,000 | 16,359,000 |
| Total capital | 16,347,000 | 16,841,000 | 17,414,000 | 18,054,000 |
| Risk-weighted assets | 131,282,000 | 134,592,000 | 139,846,000 | 140,975,000 |