Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 147,881,000 | 151,532,000 | 158,443,000 | 159,356,000 |
| Total loans | 110,255,000 | 114,124,000 | 120,886,000 | 124,291,000 |
| Allowance for loan losses | 1,592,000 | 1,569,000 | 1,580,000 | 1,678,000 |
| Securities available for sale | 11,934,000 | 7,956,000 | 6,868,000 | 12,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,097,000 | 131,165,000 | 136,871,000 | 137,695,000 |
| Interest-bearing deposits | 99,852,000 | 102,921,000 | 106,482,000 | 107,573,000 |
| Noninterest-bearing deposits | 27,245,000 | 28,244,000 | 30,388,000 | 30,122,000 |
| Equity capital | 11,912,000 | 11,370,000 | 12,452,000 | 12,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,230,000 | 6,427,000 | 8,724,000 |
| Interest expense | 451,000 | 886,000 | 1,415,000 | 1,925,000 |
| Net interest income | 1,662,000 | 3,344,000 | 5,012,000 | 6,799,000 |
| Noninterest income | 489,000 | 999,000 | 1,450,000 | 1,918,000 |
| Noninterest expense | 1,299,000 | 3,516,000 | 4,572,000 | 5,857,000 |
| Provision for loan losses | 162,000 | 182,000 | 263,000 | 411,000 |
| Pretax income | 690,000 | 645,000 | 1,627,000 | 2,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 690,000 | 645,000 | 1,627,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,795,000 | 11,443,000 | 12,426,000 | 12,854,000 |
| Total capital | 13,220,000 | 12,897,000 | 13,967,000 | 14,404,000 |
| Risk-weighted assets | 113,817,000 | 116,209,000 | 122,475,000 | 123,848,000 |