Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,091,000 | 139,091,000 | 142,086,000 | 143,337,000 |
| Total loans | 100,324,000 | 102,958,000 | 106,854,000 | 111,430,000 |
| Allowance for loan losses | 1,327,000 | 1,360,000 | 1,422,000 | 1,522,000 |
| Securities available for sale | 7,717,000 | 6,619,000 | 9,489,000 | 9,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,708,000 | 120,626,000 | 123,826,000 | 123,071,000 |
| Interest-bearing deposits | 94,761,000 | 95,661,000 | 96,568,000 | 98,022,000 |
| Noninterest-bearing deposits | 23,947,000 | 24,965,000 | 27,258,000 | 25,049,000 |
| Equity capital | 10,462,000 | 10,943,000 | 11,249,000 | 11,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,972,000 | 6,037,000 | 8,126,000 |
| Interest expense | 523,000 | 1,032,000 | 1,515,000 | 1,969,000 |
| Net interest income | 1,423,000 | 2,940,000 | 4,522,000 | 6,157,000 |
| Noninterest income | 390,000 | 893,000 | 1,395,000 | 1,860,000 |
| Noninterest expense | 1,196,000 | 2,392,000 | 3,693,000 | 4,993,000 |
| Provision for loan losses | 119,000 | 254,000 | 380,000 | 552,000 |
| Pretax income | 498,000 | 1,187,000 | 1,844,000 | 2,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 1,187,000 | 1,844,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,351,000 | 10,821,000 | 11,192,000 | 11,355,000 |
| Total capital | 11,661,000 | 12,169,000 | 12,571,000 | 12,776,000 |
| Risk-weighted assets | 104,781,000 | 107,830,000 | 110,243,000 | 113,582,000 |