Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,194,000 | 108,460,000 | 114,805,000 | 116,946,000 |
| Total loans | 82,864,000 | 84,194,000 | 85,516,000 | 86,623,000 |
| Allowance for loan losses | 1,066,000 | 1,092,000 | 1,066,000 | 1,006,000 |
| Securities available for sale | 7,697,000 | 5,732,000 | 4,650,000 | 11,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,958,000 | 91,929,000 | 97,812,000 | 100,068,000 |
| Interest-bearing deposits | 74,480,000 | 74,487,000 | 79,541,000 | 81,188,000 |
| Noninterest-bearing deposits | 18,478,000 | 17,442,000 | 18,271,000 | 18,880,000 |
| Equity capital | 8,152,000 | 8,467,000 | 8,776,000 | 8,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,432,000 | 6,594,000 | 8,715,000 |
| Interest expense | 922,000 | 1,803,000 | 2,645,000 | 3,420,000 |
| Net interest income | 1,317,000 | 2,629,000 | 3,949,000 | 5,295,000 |
| Noninterest income | 239,000 | 493,000 | 730,000 | 978,000 |
| Noninterest expense | 921,000 | 1,878,000 | 2,866,000 | 3,908,000 |
| Provision for loan losses | 67,000 | 134,000 | 202,000 | 269,000 |
| Pretax income | 568,000 | 1,110,000 | 1,611,000 | 2,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 568,000 | 1,110,000 | 1,611,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,137,000 | 8,427,000 | 8,708,000 | 9,004,000 |
| Total capital | 9,203,000 | 9,509,000 | 9,774,000 | 10,010,000 |
| Risk-weighted assets | 85,785,000 | 87,974,000 | 90,956,000 | 91,627,000 |