Call reports 2008
NBANC — 2008
What NBANC reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 203,750,000 | 203,287,000 |
| Total loans | 161,780,000 | 172,215,000 |
| Allowance for loan losses | 1,516,000 | 1,572,000 |
| Securities available for sale | 15,752,000 | 14,535,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 179,039,000 | 167,211,000 |
| Interest-bearing deposits | 129,576,000 | 116,236,000 |
| Noninterest-bearing deposits | 49,463,000 | 50,975,000 |
| Equity capital | 18,062,000 | 17,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,073,000 | 5,837,000 |
| Interest expense | 1,003,000 | 1,774,000 |
| Net interest income | 2,070,000 | 4,063,000 |
| Noninterest income | 214,000 | 424,000 |
| Noninterest expense | 1,553,000 | 3,168,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 671,000 | 1,199,000 |
| Income tax | 0 | 0 |
| Net income | 671,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 16,256,000 | 16,209,000 |
| Total capital | 17,772,000 | 17,781,000 |
| Risk-weighted assets | 162,405,000 | 169,630,000 |