Call reports 2006
NBANC — 2006
What NBANC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,539,000 | 182,824,000 | 180,210,000 | 190,239,000 |
| Total loans | 141,126,000 | 135,051,000 | 130,818,000 | 135,311,000 |
| Allowance for loan losses | 1,490,000 | 1,468,000 | 1,486,000 | 1,485,000 |
| Securities available for sale | 9,439,000 | 15,827,000 | 15,911,000 | 25,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,761,000 | 157,889,000 | 154,469,000 | 161,265,000 |
| Interest-bearing deposits | 102,287,000 | 114,692,000 | 118,081,000 | 118,467,000 |
| Noninterest-bearing deposits | 37,474,000 | 43,198,000 | 36,388,000 | 42,798,000 |
| Equity capital | 15,018,000 | 15,199,000 | 15,733,000 | 16,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,806,000 | 5,935,000 | 9,320,000 | 12,704,000 |
| Interest expense | 924,000 | 2,073,000 | 3,476,000 | 4,884,000 |
| Net interest income | 1,882,000 | 3,862,000 | 5,844,000 | 7,820,000 |
| Noninterest income | 198,000 | 439,000 | 683,000 | 892,000 |
| Noninterest expense | 1,274,000 | 2,571,000 | 3,804,000 | 5,327,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 806,000 | 1,730,000 | 2,703,000 | 3,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 806,000 | 1,730,000 | 2,703,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,402,000 | 13,644,000 | 14,135,000 | 14,815,000 |
| Total capital | 14,892,000 | 15,112,000 | 15,621,000 | 16,300,000 |
| Risk-weighted assets | 132,761,000 | 134,222,000 | 132,994,000 | 137,261,000 |