Call reports 2004
NBANC — 2004
What NBANC reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 138,893,000 | 135,674,000 | 139,921,000 | 143,903,000 |
| Total loans | 111,306,000 | 113,159,000 | 117,160,000 | 122,116,000 |
| Allowance for loan losses | 1,262,000 | 1,309,000 | 1,352,000 | 1,376,000 |
| Securities available for sale | 12,010,000 | 10,136,000 | 9,671,000 | 9,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,938,000 | 110,866,000 | 115,738,000 | 120,840,000 |
| Interest-bearing deposits | 82,951,000 | 78,292,000 | 83,250,000 | 88,843,000 |
| Noninterest-bearing deposits | 31,988,000 | 32,574,000 | 32,488,000 | 31,997,000 |
| Equity capital | 12,322,000 | 12,163,000 | 12,472,000 | 12,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,459,000 | 5,241,000 | 7,130,000 |
| Interest expense | 305,000 | 609,000 | 915,000 | 1,299,000 |
| Net interest income | 1,442,000 | 2,850,000 | 4,326,000 | 5,831,000 |
| Noninterest income | 211,000 | 400,000 | 601,000 | 779,000 |
| Noninterest expense | 1,079,000 | 2,206,000 | 3,316,000 | 4,685,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 160,000 |
| Pretax income | 534,000 | 959,000 | 1,481,000 | 1,765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 534,000 | 959,000 | 1,481,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,439,000 | 10,401,000 | 10,672,000 | 11,027,000 |
| Total capital | 11,701,000 | 11,710,000 | 12,024,000 | 12,403,000 |
| Risk-weighted assets | 113,716,000 | 112,277,000 | 115,818,000 | 122,522,000 |