Call reports 2002
NBANC — 2002
What NBANC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,179,000 | 119,901,000 | 120,300,000 | 121,331,000 |
| Total loans | 101,148,000 | 100,967,000 | 102,546,000 | 101,171,000 |
| Allowance for loan losses | 998,000 | 1,113,000 | 1,154,000 | 1,162,000 |
| Securities available for sale | 7,829,000 | 7,343,000 | 6,561,000 | 6,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,581,000 | 93,022,000 | 94,231,000 | 104,159,000 |
| Interest-bearing deposits | 68,690,000 | 68,385,000 | 67,935,000 | 75,936,000 |
| Noninterest-bearing deposits | 23,891,000 | 24,637,000 | 26,296,000 | 28,223,000 |
| Equity capital | 9,738,000 | 9,969,000 | 10,257,000 | 10,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,613,000 | 5,444,000 | 7,228,000 |
| Interest expense | 515,000 | 963,000 | 1,411,000 | 1,819,000 |
| Net interest income | 1,334,000 | 2,650,000 | 4,033,000 | 5,409,000 |
| Noninterest income | 177,000 | 419,000 | 650,000 | 834,000 |
| Noninterest expense | 997,000 | 2,091,000 | 3,195,000 | 4,573,000 |
| Provision for loan losses | 120,000 | 240,000 | 275,000 | 310,000 |
| Pretax income | 394,000 | 738,000 | 1,213,000 | 1,360,000 |
| Income tax | 143,000 | 267,000 | 435,000 | 447,000 |
| Net income | 251,000 | 471,000 | 778,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,720,000 | 7,940,000 | 8,248,000 | 8,383,000 |
| Total capital | 8,718,000 | 9,053,000 | 9,402,000 | 9,545,000 |
| Risk-weighted assets | 101,753,000 | 100,478,000 | 101,157,000 | 98,999,000 |