Call reports 2001
NBANC — 2001
What NBANC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,139,000 | 116,745,000 | 115,883,000 | 125,137,000 |
| Total loans | 84,608,000 | 89,184,000 | 96,713,000 | 105,769,000 |
| Allowance for loan losses | 852,000 | 850,000 | 896,000 | 929,000 |
| Securities available for sale | 12,467,000 | 11,013,000 | 8,547,000 | 8,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,370,000 | 97,621,000 | 99,206,000 | 102,277,000 |
| Interest-bearing deposits | 78,751,000 | 72,012,000 | 75,357,000 | 73,404,000 |
| Noninterest-bearing deposits | 25,619,000 | 25,609,000 | 23,849,000 | 28,872,000 |
| Equity capital | 8,779,000 | 9,145,000 | 9,562,000 | 9,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,617,000 | 6,792,000 | 8,652,000 |
| Interest expense | 1,023,000 | 1,861,000 | 2,585,000 | 3,110,000 |
| Net interest income | 1,404,000 | 2,756,000 | 4,207,000 | 5,542,000 |
| Noninterest income | 216,000 | 471,000 | 699,000 | 909,000 |
| Noninterest expense | 1,014,000 | 2,064,000 | 3,124,000 | 4,582,000 |
| Provision for loan losses | -15,000 | -15,000 | 35,000 | 80,000 |
| Pretax income | 621,000 | 1,178,000 | 1,747,000 | 1,789,000 |
| Income tax | 239,000 | 456,000 | 673,000 | 716,000 |
| Net income | 382,000 | 722,000 | 1,074,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,597,000 | 6,998,000 | 7,411,000 | 7,469,000 |
| Total capital | 7,449,000 | 7,848,000 | 8,307,000 | 8,397,000 |
| Risk-weighted assets | 89,883,000 | 92,892,000 | 96,986,000 | 104,432,000 |