Call reports 2005
COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION — 2005
What COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 6,012,192,000 | 6,446,659,000 |
| Total loans | 1,468,041,000 | 1,570,742,000 |
| Allowance for loan losses | 17,525,000 | 17,313,000 |
| Securities available for sale | 1,817,414,000 | 1,773,012,000 |
| Securities held to maturity | 2,106,818,000 | 2,208,544,000 |
| Trading assets | 0 | 0 |
| Total deposits | 5,631,744,000 | 6,061,125,000 |
| Interest-bearing deposits | 4,262,536,000 | 4,605,960,000 |
| Noninterest-bearing deposits | 1,369,208,000 | 1,455,165,000 |
| Equity capital | 344,113,000 | 365,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 67,156,000 | 138,829,000 |
| Interest expense | 17,973,000 | 39,878,000 |
| Net interest income | 49,183,000 | 98,951,000 |
| Noninterest income | 7,588,000 | 16,454,000 |
| Noninterest expense | 31,576,000 | 62,941,000 |
| Provision for loan losses | 1,337,000 | 2,337,000 |
| Pretax income | 23,858,000 | 51,052,000 |
| Income tax | 8,150,000 | 17,485,000 |
| Net income | 15,708,000 | 33,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 354,275,000 | 367,134,000 |
| Total capital | 371,800,000 | 384,447,000 |
| Risk-weighted assets | 2,487,273,000 | 2,672,905,000 |