Call reports 2004
COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION — 2004
What COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 4,949,539,000 | 4,982,508,000 | 5,530,154,000 | 5,739,389,000 |
| Total loans | 1,201,151,000 | 1,292,325,000 | 1,364,686,000 | 1,418,787,000 |
| Allowance for loan losses | 14,388,000 | 15,085,000 | 16,176,000 | 17,022,000 |
| Securities available for sale | 2,390,280,000 | 2,056,802,000 | 2,344,114,000 | 1,971,610,000 |
| Securities held to maturity | 992,360,000 | 1,157,033,000 | 1,072,492,000 | 1,866,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,600,529,000 | 4,671,573,000 | 5,199,732,000 | 5,377,891,000 |
| Interest-bearing deposits | 4,051,763,000 | 4,071,166,000 | 4,577,947,000 | 4,815,575,000 |
| Noninterest-bearing deposits | 548,766,000 | 600,407,000 | 621,785,000 | 562,316,000 |
| Equity capital | 306,622,000 | 287,169,000 | 310,034,000 | 340,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 54,137,000 | 109,848,000 | 169,219,000 | 236,014,000 |
| Interest expense | 8,352,000 | 17,422,000 | 28,305,000 | 44,170,000 |
| Net interest income | 45,785,000 | 92,426,000 | 140,914,000 | 191,844,000 |
| Noninterest income | 6,382,000 | 13,666,000 | 21,027,000 | 29,541,000 |
| Noninterest expense | 25,664,000 | 52,843,000 | 80,195,000 | 108,369,000 |
| Provision for loan losses | 1,580,000 | 3,080,000 | 4,944,000 | 6,444,000 |
| Pretax income | 20,822,000 | 46,068,000 | 72,388,000 | 102,479,000 |
| Income tax | 7,050,000 | 15,633,000 | 24,591,000 | 34,864,000 |
| Net income | 13,772,000 | 30,435,000 | 47,797,000 | 67,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,224,000 | 305,886,000 | 308,248,000 | 338,567,000 |
| Total capital | 303,612,000 | 320,971,000 | 324,424,000 | 355,589,000 |
| Risk-weighted assets | 2,053,072,000 | 2,149,365,000 | 2,288,279,000 | 2,386,566,000 |