Call reports 2003
COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION — 2003
What COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 3,885,739,000 | 4,112,476,000 | 4,523,776,000 | 4,607,717,000 |
| Total loans | 961,880,000 | 1,017,810,000 | 1,101,664,000 | 1,142,366,000 |
| Allowance for loan losses | 12,340,000 | 12,813,000 | 13,259,000 | 13,365,000 |
| Securities available for sale | 1,940,480,000 | 1,735,926,000 | 1,880,629,000 | 2,079,055,000 |
| Securities held to maturity | 69,495,000 | 50,696,000 | 773,392,000 | 899,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,622,106,000 | 3,824,481,000 | 4,218,911,000 | 4,303,907,000 |
| Interest-bearing deposits | 3,262,297,000 | 3,402,327,000 | 3,741,179,000 | 3,793,540,000 |
| Noninterest-bearing deposits | 359,809,000 | 422,154,000 | 477,732,000 | 510,367,000 |
| Equity capital | 224,354,000 | 231,634,000 | 258,469,000 | 276,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 39,512,000 | 80,894,000 | 126,423,000 | 177,584,000 |
| Interest expense | 8,031,000 | 16,461,000 | 24,715,000 | 33,231,000 |
| Net interest income | 31,481,000 | 64,433,000 | 101,708,000 | 144,353,000 |
| Noninterest income | 5,317,000 | 10,625,000 | 16,714,000 | 23,310,000 |
| Noninterest expense | 21,274,000 | 43,684,000 | 67,221,000 | 90,742,000 |
| Provision for loan losses | 825,000 | 1,650,000 | 2,550,000 | 3,531,000 |
| Pretax income | 14,117,000 | 27,701,000 | 46,310,000 | 73,734,000 |
| Income tax | 4,771,000 | 9,314,000 | 15,653,000 | 25,043,000 |
| Net income | 9,346,000 | 18,387,000 | 30,657,000 | 48,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,107,000 | 211,148,000 | 247,418,000 | 275,452,000 |
| Total capital | 213,447,000 | 223,961,000 | 260,677,000 | 288,817,000 |
| Risk-weighted assets | 1,628,866,000 | 1,731,856,000 | 1,971,193,000 | 1,936,016,000 |