Call reports 2002
COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION — 2002
What COMMERCE BANK/PENNSYLVANIA, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,527,764,000 | 3,111,153,000 | 3,305,831,000 | 3,353,510,000 |
| Total loans | 663,733,000 | 770,045,000 | 831,321,000 | 894,480,000 |
| Allowance for loan losses | 8,531,000 | 10,107,000 | 10,779,000 | 11,856,000 |
| Securities available for sale | 1,507,313,000 | 1,988,058,000 | 2,060,388,000 | 1,730,296,000 |
| Securities held to maturity | 131,039,000 | 120,235,000 | 109,210,000 | 89,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,346,758,000 | 2,628,413,000 | 3,015,824,000 | 3,075,927,000 |
| Interest-bearing deposits | 2,127,395,000 | 2,407,766,000 | 2,767,894,000 | 2,777,742,000 |
| Noninterest-bearing deposits | 219,363,000 | 220,647,000 | 247,930,000 | 298,185,000 |
| Equity capital | 135,384,000 | 187,191,000 | 229,412,000 | 231,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 35,006,000 | 75,712,000 | 120,352,000 | 162,005,000 |
| Interest expense | 8,914,000 | 18,851,000 | 28,874,000 | 37,753,000 |
| Net interest income | 26,092,000 | 56,861,000 | 91,478,000 | 124,252,000 |
| Noninterest income | 4,842,000 | 10,113,000 | 15,822,000 | 22,505,000 |
| Noninterest expense | 17,381,000 | 34,648,000 | 55,445,000 | 75,703,000 |
| Provision for loan losses | 1,100,000 | 3,050,000 | 4,392,000 | 6,358,000 |
| Pretax income | 12,763,000 | 29,117,000 | 47,217,000 | 64,696,000 |
| Income tax | 3,949,000 | 9,630,000 | 15,912,000 | 21,965,000 |
| Net income | 8,814,000 | 19,487,000 | 31,305,000 | 42,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,244,000 | 165,517,000 | 186,835,000 | 196,761,000 |
| Total capital | 151,775,000 | 175,624,000 | 197,614,000 | 208,617,000 |
| Risk-weighted assets | 1,098,176,000 | 1,297,919,000 | 1,372,011,000 | 1,443,659,000 |